Online Calculators and Worksheets

• The American Savings Education Council (ASEC) offers a Ballpark Estimate worksheet to use interactively or print out. It’s also available in Spanish. Other tools from ASEC’s Choose to Save program include a range of additional financial calculators on saving, taxes, debt and more.
  
  
• How Much Do I Need to Save for Retirement? is a downloadable worksheet from the Rutgers University Cooperative Extension office that gives you 20 steps to retirement planning.
  
  
• Use the U.S. Treasury Department’s savings bond calculators to determine how much your bonds are worth, set up a savings plan and figure how your bonds will grow.
  
  Tips on How to Save
  
  
• How Do I Get There From Here? from the American Savings Education Council takes you through options for do-it-yourself retirement planning but also gives you tips for selecting an investment professional.
  
  
• Six Steps to Six-Figure Savings, from the Consumer Federation of America, shows that small savings over a long period can make a big difference. Over 40 years, for example, $25 a week earning 5 percent compound interest adds up to more than $166,000!
  
  
• Definitions of Retirement and Savings Terms—Don’t know an annuity from a thrift plan? Use this glossary from the American Savings Education Council.